We believe that no customer should have to leave our store empty handed because of less-than-perfect credit or the inability to pay upfront. Progressive Leasing provides a unique NO CREDIT NEEDED
lease purchase option tailor-made for both myself and you. WHAT ARE THE REQUIREMENTS?
- Must be 18 years or older
- Must have valid Social Security Number or ITIN
- Have routing and account numbers for an open and valid checking account
- Have a Credit or debit card WHAT IS THE PROCESS?
Step 1 - Fill out an online application
Step 2 - Once your application has been approved, contact us by either phone or email so we can verify the approval. Please include the name on the application. and the date that you applied.
Step 3 - Now that you have been approved and we have verified your account with Progressive, the next step is picking out the furniture that you want!
Step 4 - Once we know the items you want, we will verify that they are in stock and available for delivery. From there, we will submit those items to Progressive and have them draw up your lease agreement for you to review. Once you have looked that over, and are comfortable with the payments and terms, you will have to make an initial payment of $49 plus tax ($53.04). After that all we need to do is schedule the delivery!
BUY OUT OPTIONS
90 DAY OPTION
(0-90 days) You can pay off your lease in the first 90 days for a reduced amount from the Total Purchase Price. The 90-day amount includes the cost of the merchandise, the cost of leasing it for the 90 days, and any applicable taxes.
EARLY BUYOUT OPTION
(any time after 90 days but before the 12th month of the lease)Progressive will allow you to pay off the lease early and will deduct 35% from the remaining amount currently still owed on the total cost of the lease.
Make all of your minimum payments for the full 12 months of your lease.
***The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Prog Leasing, LLC or its affiliates. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Not available in MN, NJ, VT, WI. Merchant participating locations only. Not all applicants are approved or qualify for these terms. See lease for details.***